Still love your home?
Looking for a better rate or shorter loan term?
Step 1
Determine Your Loan and Interest Rate Options
Connect with our team by phone or fill out the "Contact Us" form on our site. One of our licensed loan officers will promptly reach out to discuss your options to refinance, including the possibility of a lower interest rate, shorter-term loan, or converting an adjustable-rate mortgage to a fixed-rate mortgage.
Step 2
Complete & Submit Our Online Loan Application
Once you’re ready to move forward with the refinancing process, you’ll create an account on our site using our e-mortgage platform called BLINK. To help speed up the refinancing process and ensure a smooth process from start to finish, you’ll include all the relevant information that we need to start the application process. We’ll be in touch if we need additional information.
Step 3
Lock In Your New Interest Rate and Program
Once you’ve completed the application process, our experienced team will lock in your new interest rate and loan program when you’re ready. This guarantees that even if interest rates go up in the coming days, yours will not.
Step 4
Your New Loan Will Be Processed
Once your loan file is ready for our underwriting team, you’ll be introduced to your loan processor. They will reach during the duration of the process when they need any additional documentation or information and will be your primary contact if you have any questions or concerns. The process typically takes 25-30 days from the time our underwriters get access to your loan until closing.
Congratulations!
Your loan is funded.
